Round-up Vaults
Sweep spare change into named goals with visible pacing and smart safeguards.
Commerce Trust
Bank
Banking that works as hard as you do.
From everyday checking to long-term savings, Commerce Trust Bank offers the tools, rates, and guidance to help customers reach their financial goals. Experience banking built for what’s next.
Secure login
Account number / username + password
2FA readyEncryptedTimeout
Featured banking
Solutions for where you are and where you’re going.
Instant Card Controls
Freeze cards, set travel mode, and tune merchant limits without calling a branch.
Loan Readiness Desk
Preview eligibility, documents, payoff scenarios, and next steps in one workflow.
Rewards Command
Track points, payment windows, category boosts, and card health at a glance.
Smart Savings
Turn spare change into savings with Round Ups.
Commerce Trust Bank helps customers set savings goals, automate transfers, and keep progress visible in online banking.
A card for where you’re going
Build credit, earn rewards, and manage payments from one place.
Start applicationPay for college with confidence
Plan education funding with clear approval steps and transparent terms.
Start applicationMoney in as little as two weeks
Explore home equity options with simple guidance and fast next steps.
Start applicationSecurity that keeps pace
Fraud signals, session controls, and alerts built into every workflow.
Start applicationSecurity center
Protection that feels effortless.
Two-factor authentication, biometric readiness, encrypted access patterns, fraud detection alerts, and secure session timeout are presented clearly without overwhelming customers.
Two-Factor Authentication
Authenticator and SMS-ready account verification.
Biometric Login
Mobile-friendly biometric option for supported devices.
Fraud Detection
High-priority alerts for unusual activity and new devices.
Session Timeout
Automatic timeout after inactivity to protect accounts.
Customer support
Help when customers need it.
Live chat
Route customers to quick human help.
Help center / FAQs
Clear answers for everyday banking tasks.
Phone & email
Visible support channels with priority routing.
Secure tickets
Track support requests with clear follow-up.